option-hero-icon 30

30-Year Fixed

Home Loan


The most common type of home loan, the 30-year fixed mortgage, is the perfect option for many homebuyers. With affordable monthly payments, excellent flexibility, and a consistent bill each month, this type of loan will be fully paid off within 30 years. It’s easier to get than many other types of loans, so it works in a wide variety of situations.


When you partner with Loan Cabin to take out a 30-year fixed home loan, you’ll get:

  • An honest, transparent, experienced lending company
  • A friendly mortgage banking professional to answer your questions
  • A simple, efficient mortgage process that saves you time and energy
See Rates

How long are you planning to stay in your home?

If you get a 30-year home loan, you might be limited financially if you decide to move anytime soon.

Would you prefer consistent monthly payments?

Fixed loans, like the 30-year fixed mortgage, have the great benefit of consistent monthly payments for the life of the loan.

How much budget do you have planned for your house payment?

With a 30-year mortgage loan, you’ll benefit from lower monthly payments than with the other types of fixed loans. You’ll have a much lower chance of ending up “house poor” if you opt for the 30-year home loan.

Are you retiring anytime soon?

If you’re in your 40’s or 50’s and want to pay off a new home before retirement, a 30-year loan isn’t your best option. However, you’ll get a mortgage interest tax deduction if you’re still paying off your loan after retirement.

Did you Know

A 30-year mortgage is the most popular loan option and at Loan Cabin, we’ve helped thousands be able to own a home.