A faster, simpler
journey to
homeownership without all the head-scratching

Our honorable mentions:

“Why is this so hard?”

That’s the question we asked ourselves about buying a home before creating Loan Cabin.

Hidden fees, complicated industry jargon, unexpected wait times, endless applications. It’s no wonder a staggering 44% of Americans end up regretting their home purchase—homebuyers are getting wrapped up in an industry that’s built for the lenders, not the customers.

But we knew it didn’t have to be that way. And with Loan Cabin, we’ve made it our mission to make purchasing or refinancing your home as simple and intuitive as it can be.

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We’re passionate about providing a simpler, more informed homebuyer’s journey.

And with a unique blend of modern technology to simplify the financing process, unparalleled expertise in the home loan industry, and good old-fashioned honesty and transparency, we’re changing the way you step into the home you love (for the better).

So now, the question isn’t “Why is this so hard?” But rather, “Why wasn’t it this easy in the first place?”

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Our goal is to help homebuyers just like you. Here’s how we do it…

Simple

Modern technology built for the modern homebuyer (why was this so hard?)

Buying or refinancing your home used to be time-consuming, stressful, and impossible to wrap your head around. But the truth is, a lot of that hassle comes from outdated processes and technology. At Loan Cabin, we use leading edge tech and process management methods to streamline your home buying process right out of the gate. With 100% online applications, drop-of-the-hat communication, and a mobile-ready interface, we’re bringing home financing into the modern age (finally).

Quick

The average home loan takes about 45 days to close – we can do it in 21

When you’ve found your dream home, you don’t want to sit around for months before you make an offer. But unfortunately, that’s what a lot of homebuyers end up doing while they wait for home loan approval. In fact, some unlucky shoppers are stuck waiting for up to 3 months. We think that’s ridiculous. That’s why we’re continually refining our processes to ensure all Loan Cabin clients have their contracts closed in 21-30 days.a

Accurate

Our full-stack team is here to help you make the best decision

For more “traditional” home loan companies, the commission systems in place push loan originators to focus on sales. And a lot of the time, those sales come at the expense of customer support. But at Loan Cabin, we’re here to serve you. We provide detailed resources, easy-to-understand communication, and “we’ve-been-doing-this-for-decades” guidance for all of our clients. No confusing jargon, no complicated industry formulas, no over-your-head concepts. Just the transparent, clear information you need to make your best decision.

Affordable

Say goodbye to lender fees, junk fees, and bait & switches

With all the paperwork involved in securing a home loan, it can be easy to overlook some of the sneakier aspects pulled off by other lenders – lender fees, junk fees, bait and switches, and the like. They’re the $1,000 undercoating on your new used ’95 Corolla. But with our low overhead, streamlined processes, and exceptionally high success rate, we don’t need to cheat our clients to keep our doors opened. And that means we can pass those savings on to you for the best rates in the industry.

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I was really overwhelmed when I started thinking about buying but Loan Cabin cleared things up for me and was a huge help from start to finish.
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The Loan Cabin team went above and beyond to make sure our closing happened on time so kids could register for school on time. They kept us informed on loan processing progress and kept us informed on any issues. We are very pleased with their service.
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Loan Cabin was an amazing team to use while we purchased our first home. Their knowledge and professionalism was unlike any other lender we tried before. They were there anytime we needed as well as always answering our questions. Loan Cabin were very patience with us during this process.