Once you apply with us and provide us with the six key pieces of information to begin your application, we then will review your application, run your credit, and then provide this to you within three business days.
Ask your mortgage loan originator about our NO Lender Fees loan.
Here is a list of some of the third-party fees associated with a home purchase loan. This does not include other costs.
Title insurance protects the insured from a financial loss related to the ownership of a property. Title companies issue two types of title policies: an Owner’s Policy which covers the homeowner and a lenders Policy which covers the lending institution. Both insurances are a one time cost- up front when getting a home loan.
By law, you as the customer have the right to select your own provider for these services. If you wish to use your own provider and agree to pay the fee charged by them, we will be happy to work with them.
Closing cost are due when you sign your final documents. You will most likely wire the funds to the title company that day, or bring a cashier check. Personal checks will not be accepted.