Your mortgage interest rate is set by market conditions beyond our control. Mortgage rate factors are also determined by a few factors you can control such as credit score, loan-to-value ratio, loan term and loan size.
Yes. As long as you provide accurate information to us we will lock the interest rate you were quoted. Please keep in mind interest rates change daily and are always subject to change.
Your monthly mortgage payment is typically made up of principle, interest, taxes, and insurance.
Points, also known as discount points, lower your interest rate in exchange paying for an upfront fee. Lender credits lower your closing costs in exchange for accepting a higher interest rate