Purchase

Financing a Home Doesn’t Have to Be Difficult

When you choose the right lending company for your home mortgage, financing is easy. At Loan Cabin, our clients are our top priority. With a simple, straightforward process and experienced staff, we’ll guide you through the mortgage process, so you can buy the home of your dreams.

Simple Process

When you’ve been in the business as long as we have, you figure out how to simplify the process. With us, getting a mortgage is easy. It doesn’t matter if you’ve never financed a property before. We’ll help you through it!

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Experienced Staff

Our team is made up of passionate mortgage specialists. We’re here to educate you on the mortgage process and enable you to buy the home you want. Our staff is experienced, trustworthy, and great at helping clients like you.

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Transparency

As a reputable mortgage company, we believe in honesty. Unlike some generic finance companies, Loan Cabin is here to serve you and your family with the utmost transparency and the highest standard of ethics.

Be ready to buy a home in no time.

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Gather

Pull together the documents needed for a mortgage application, such as your last two years tax returns, W2’s , 30 days check stubs, two months current bank statements, and ID.

Get Started
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Apply

Next, go through our quick and easy application process. The goal of the application is to give us a good idea of your finances so we can pre-approve you for a home loan.

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Review

We’ll review and process your information to figure out exactly how much you qualify for. We’ll let you know if we need any additional documentation.

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Pre-Approval

Getting pre-approved will help you find a house in your price range. It can also speed up the home buying process and give you an advantage over competing offers!

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Ready

Now that you’re pre-approved for a mortgage loan, you’re ready to go house shopping and purchase the home of your dreams!

Get Started

We fund the house, you make the home.
Figure out which loan option is best for you.

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15-Year Fixed

Want to pay off your mortgage early with lower interest rates? If you can afford higher monthly payments, consider a 15-year fixed mortgage.

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20-Year Fixed

Gain the benefits of a shorter term and fixed payments with this middle-ground option. While not as well-known as the 30-year loan, this option is fantastic for many homebuyers.

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30-Year Fixed

If you’re looking for lower monthly payments and the flexibility to pay off a loan on your own schedule, the 30-year fixed home loan is right for you.

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5-Year Adjustable Rate

With low rates in the first 5 years, the potential for rates to go down in the future, and the flexibility to move in the next few years, the 5-year ARM is a great option.

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7-Year Adjustable Rate

With a 7-year adjustable rate loan, you can lock in your fixed rate for 7 years, then enjoy the flexibility of an ARM.

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Jumbo Loan

Buying an expensive property? When a traditional loan just won’t do, a jumbo mortgage is what you need. Find out if you qualify and learn more!

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Working with Loan Cabin made the whole loan
process understandable and easy. We ended up
saving a lot of money too.
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Everyone else told me no. Some even laughed, Mino said he could help. In just 2 months I bought the home I needed. Listen to him he will not steer you wrong. Highly Reccomend Loan Cabin, But more importantly Mino. Will definitely use again if needed. Thank You Mino
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Chuck was AWESOME!! I was referred to Chuck and Loan Cabin by my buying agent Jaeh. He and his staff were wonderful and very patient to work with, making sure I had all the necessary documents to ensure a smooth loan process and closing.
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Chuck was AWESOME! He made this process exceptionally easy. He was very knowledgeable and was always availble to answer any questions. Top notch team from the loan processsors to the underwriters. Chuck and Loan Cabin are dedicated to getting you the best mortgage possible. You wont be disappointed.

Learn more about home purchasing.

How to figure out how much you can afford.

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Should you add a co-borrower to your loan?

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All documentation needed for your pre-approval and how to get it.

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Resources FAQ