View Rates

RATE TYPE RATE/APR POINTS/CREDITS PER MONTH
Loans-15Fixed15 15-YEAR FIXED 1.875%1.894%
386
1,786
67%
Loans-20Fixed20 20-YEAR FIXED 2.125%2.198%
1,907
1,433
48%
25 25-YEAR FIXED 2.25%2.294%
1,408
1,221
44%
Loans-30Fixed30 30-YEAR FIXED 2.25%2.285%
1,296
1,070
54%
plus

Credits

A lender credit is money from your mortgage lender to help cover the mortgage-related closing costs associated with the purchase of your house. Your lender may offer you several thousand dollars in credit to cover most or all of the those costs. That credit is then applied to your mortgage.

plus

Points

Points represent a percentage of your loan amount (1 point = 1%). You might choose to pay points at closing in exchange for a lower interest rate on the loan. In other words, by pre-paying some interest, you are “buying down” your rate.

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