View Rates

RATE TYPE RATE/APR POINTS/CREDITS PER MONTH
20 Years 20-YEAR FIXED 2.5%2.584%
2,159
1,484
100%
30 Years 30-YEAR FIXED 2.625%2.643%
644
1,125
33.3333333333%
25 Years 25-YEAR FIXED 2.625%2.649%
756
1,274
66.6666666667%
plus

Credits

A lender credit is money from your mortgage lender to help cover the mortgage-related closing costs associated with the purchase of your house. Your lender may offer you several thousand dollars in credit to cover most or all of the those costs. That credit is then applied to your mortgage.

plus

Points

Points represent a percentage of your loan amount (1 point = 1%). You might choose to pay points at closing in exchange for a lower interest rate on the loan. In other words, by pre-paying some interest, you are “buying down” your rate.

Have more questions? We have answers.

5 Helpful Tips for Viewing Estimates and Comparing Lenders

Read arrow-left-long

The Three Most Important Numbers for Your Mortgage Application

Read arrow-left-long

What Documents Will I Need for a Mortgage Pre-Approval?

Read arrow-left-long
Resources FAQ