View Rates

RATE TYPE RATE/APR POINTS/CREDITS PER MONTH
15 Years 15-YEAR FIXED 2.625%2.625%
73
100%
1,884
100%
20 Years 20-YEAR FIXED 3.125%3.125%
182
75%
1,570
75%
30 Years 30-YEAR FIXED 3.25%3.25%
2,178
25%
1,219
25%
25 Years 25-YEAR FIXED 3.25%3.25%
1,596
50%
1,364
50%
plus

Credits

A lender credit is money from your mortgage lender to help cover the mortgage-related closing costs associated with the purchase of your house. Your lender may offer you several thousand dollars in credit to cover most or all of the those costs. That credit is then applied to your mortgage.

plus

Points

Mortgage points, also known as discount points, are fees paid directly to the lender at closing in exchange for a reduced interest rate. This is also called “buying down the rate,” which can lower your monthly mortgage payments.

One point costs 1 percent of your mortgage amount (or $1,000 for every $100,000).

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